Of some twenty alternatives to low savings rates, such as investments in whisky, real estate, cars art and gold, stocks perform on average best for the longer term with a limited risk.
The majority of the visitors (more than 65%) of the webinar of 1Vermogensbeheer agreed on Thursday at DFT.nl. Despite high returns for, for example, an alternative as cryptomcoins.
While many investment alternatives sometimes have a decent return, they prove to be risky. “You can lose everything,” says Jim Tehupuring, one of the investment specialists of the asset manager about an alternative as crypto currency.
But consumers are up. Banks almost no longer pay interest, and at high sums investors even have to invest money. In addition, inflation causes people in income to deteriorate net.
Although Dutch people lose money every year when they save, also because of that inflation, the total amount in the Savings Bank is growing to €400 billion.
Variation within shares
Shares may be a bit pricey, but within that there are some homework to pick up the good companies, according to Tehupuring and Stefaan Casteleyn of 1Vermogensbeheer. On average, over a number of years, there is 8% return on shares, they argue.
Check out the free webinar back here.